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Fifth Third Wholesale Mortgage
We offer conventional, conforming, agency/non-agency jumbo, and FHA Products.

Click Here for Wholesale Rate Sheets

Click Here for Broker Application Package

Click Here for Product Manual

Contact: 5/3rd Account Executive
Gina Meenach, Ph: 513-889-1595

Commercial & Investment Residential Real Estate Loans

Property Types (AZ & NM):

Commercial
(up to 50% LTV)
Office, Mixed Use, Restaurant, Schools, RV Parks, Warehouse, Shop, Storage, Churches, Auto Related (Repair & Salvage), & more
Investment Residential
(up to 60% LTV)
Investment SFR, Condo, Duplex, Tri-plex, 4-plex, Multi-family, Vacant Lots
Agricultural
(raw land 25% up to LTV, working land up to 35% LTV)
Large Acreage, Raw Land, Agricultural Land, and Ranch Land   

Qualifying Borrowers: 
Low Ficos (Even <400), Foreclosures OK
Tax liens, Judgment, Bankruptcy, etc. OK
Skinny Tax Returns OK
The borrower must show ability to repay loan!

Loan Programs: 
5 Year Balloon 
Interest Only 
Par Pricing

Loan Amounts Available:
Minimum Loan Amount $ 150,000
Maximum Loan Amount $ 1,500,000

American Life Financial is the lending arm of American Savings Life Insurance Company, a wholesale & direct private money lender for AZ & NM Real Estate.

 (480) 835-5001
 (877) 566-5001
 Mesa, AZ
LO@americanlifefinancial.com
 Broker # 0909357

NOT SO HARD MONEYTM
By: American Life Financial

APEX Mortgage Corp. is a wholly owned subsidiary of Firstrust Bank. We are direct lenders, we service all of our loans. That means we can listen to your Customer’s story. We do not underwrite in a box.

You will always speak to an underwriter that makes the decisions.

We specialize in credit scores between 550 and 620. Credit scores even lower can be reviewed as long as there are “life event” explanations.

APEX is the only true SMALL COMMERCIAL LENDER. We are happy to make loans as low as $25,000. (Properties must be worth at least $75,000 to be considered). And we can make loans up to $400,000.

The APEX team will handle all processing. You only need to send us 1003 and credit, then sell the terms. We order appraisal, we order title, we collect all necessary documents, we schedule closing

Property Types:
- Apartment Buildings
- Mixed Use Properties
- Retail/Office
- Bar/Restaurant
- Office/Warehouse
- Auto Repair / Auto Body / Car Sales
- Day Care / Hair Salons  / Funeral Homes
- Hotel / Motel
- Recreation

Contact: Chris Harrar
Account Executive at 813-523-3701
Email: apexcc@tampabay.rr.com
Search Result Page

Wholesale Commercial Lender

ALL Loans Require Full
Documentation (NO Stated)

Bank Based Real Estate Financing
for Local Brokers Nationwide

Document Downloads

- Broker Introduction Package
- Current Rate Sheet
- Loan Submission Form
- SBA 90% LTV Lending Guidelines
- Most Recent Blast Mailer
- Commercial Lending Class Outline
- Lost Lenders - Why??
- Other Lenders/Referrals

UNIQUE Property Types:
- Offices and Office Condos
- Light Industrial, Assembly Warehouse
- Multi-Unit Retail Strip/Shopping Centers
- S.F.R. Converted to Commercial Use
- Heavy Industrial/Manufacturing Facility
- Self-Storage Units
- Auto Services
- Assisted Living
- Schools
- Drycleaners
- Golf Course
- Restaurants
- Metal Buildings
- Funeral Homes
- Day Care Centers
- Laundry Mat
- Bowling Alley
- Spas/Salons
- Animal Clinic
- Retail/Office with Residential Above.

Jim Howell

Call: 480-656-2688
FreedomCapital@msn.com

Freedom Capital, LLC
P.O. Box 93545
Phoenix, AZ 85070

ASSET PORTFOLIO FINANCING

Private Banking Program for High Net Worth Borrowers

Loan amounts 1.5 million plus, no min credit score
Utilize cash flow as income for your stated self-employed borrowers

Income from abroad ok, Co-op and Condotel accepted
Program does not allow loans in Az. Mo. Or cash out in Tx.

70% Max Loan on 1.5 million plus, with the ability to loan at 90% with additional collateral or securities to raise the LTV or loan amount.    

Terms will be 2% over the six month LIBOR index, with the ability to lock the rate or add a cap or call option to the loan to hedge the LIBOR index for any term, 5 yr fixed and 10 yr fixed available.

Qualifications
Income, business and or personal must support the loan or cash flow to service the debt. ( this works for your stated self employed borrowers)
Must have cash reserves, or post closing reserves of 500K.
Must show a Bio to support the client as a high net worth borrower.


To Submit:
Send the Harbour CIS Form for approval, first.
(If accepted) send the 2 yrs returns business and personal, credit, appraisal, fannie mae file, and asset statements.

For all programs, originators are paid on disclosures, affiliation agreements are available as well.


For more details and answers to commonly asked questions, see the links below.
http://www.harbourequitypartners.com/q&a.html
Product Updates
Click Here

Harbour Equity Partners, LLC.
Kathleen Smith
PrivateEquity@HarbourEquityPartners.com

GET YOUR DEALS DONE

In business over 15 years, our company has two divisions: commercial financing and real estate acquisitions

Commercial Financing

We are resource for direct lending, with the following programs:

*Acquisitions, refinancings of commercial real estate
-Up to 90% LTV financing for owner-occupied properties
-Up to 75% LTV for commercial refinances
-Investor (non-owner-occupied) up to 75% LTV (80% in some cases)
-Competitive Rates and Terms-max 30 year terms, rates between 5-8% depending on project, no application fees
-Any property type considered; multifamily minimum 20 units
-Loan size between $500,000-$50 million+

*Construction Projects
-Commercial construction only considered
-Terms 6 months-2 years depending on project scheduled stabilization
-Up to 80% financing of total project cost
-Competitive Rates and Terms
-Loan size $500,000-$50 million+
-All property types considered

*SBA and other Government Programs
-Preferred lender for SBA and USDA (rural) B&I programs
-Loan sizes $250,000-$6 million
-Business acquisitions, refinance, expansions
-All projects must be owner-operated and be real estate secured

Venture Resources Group
9 Shagbark Lane
Woodbury, CT 06798
Office Phone: (203) 278-8116
Cell Phone: (203) 241-4840
Email: venres@sbcglobal.net

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