Multi-Use Properties (Lines #1 to #3 on Rate Sheet):

• LTV to 90% for Owner-Occupied Purchases with SBA-504b
• LTV to 65% for Investor Purchases (Limited States)
• LTV to 65% for ALL Refinances
  
  

Semi-Generic Properties (Lines #4 to #10):

• LTV to 85% for Owner-Occupied Purchases with SBA-504b
• LTV to 60% for Investor Purchases (Limited States)
• LTV to 60% for ALL Refinances
  
  

Special-Use Properties (Lines #11 to #17):

• LTV to 80% for Owner-Occupied Purchases with SBA-504b
• LTV to 55% for Investor Purchases (Limited States)
• LTV to 55% for ALL Refinances
  
  

PROGRAM HIGHLIGHTS

• 2.5% Broker Fee on Owner-Occupied
• 1.5% Broker Fee on Investor-Held
• 50 States for Own.Occ. Properties
• 38 States for Investor-Held (NOO)
• $50,000 Minimum Loan Amount
• $3,000,000 to $8,000,000 Loan Maximum
• 10 to 20 Day Closings Possible (NOT SBA)
• 4.25% (and up) Floating Interest Rates
• 5.25% (and up) Fixed Interest Rates
• 650 Minimum Experian FICO
• CONSTRUCTION (Commercial ONLY)
• FULL-DOC ONLY

SOME IMPORTANT “LINKS” FOR YOU:

• “Broker-ONLY” Website Access – CLICK HERE
• Current RATE SHEET & Guidelines - RATE SHEET
• We Can’t, but, these Folks just MIGHT – OTHER LENDERS
  
  

PROPERTIES WE WANT TO FINANCE:

1. Multi-Use ALL Offices - Condo/Medical/Buildings
2. Light Industrial - Assembly - Office/Warehouse
3. Retail Center/Strip-Mall – Stand-Alone Retail
4. Heavy Industrial - Factory - Manufacturing
5. Schools - Day Care Centers
6. Car/Truck/Motorcycle Dealerships
7. Car/Truck/Motorcycle Service Shops
8. Funeral Homes (NO Cemeteries)
9. Salons - Day Spas - Spas - Barber Shops
10. Dry Cleaner, Laundry Mat, or Conv.Store (NO Gas)
11. Restaurants/Bars
12. Oil/Lube Service Centers/Collision Centers
13. Converted S.F.R. (Commercial Use ONLY)
14. ANY/ALL Metal Buildings or Bowling Alley
15. Assisted Living Facilities (38 States Only)
16. Self-Storage Facility (38 States ONLY)
17. Mixed-Use (Commercial/Retail with Residential)