BIG Changes - 39 States for Own.Occ. - 34 States for N.O.O.
(REDUCED from 50 States/O.O. - 39 States/N.O.O.)

Multi-Use Properties:

• Purchase/Refinance to 90% with SBA-504b (Owner-Occupied ONLY)
• Investors to 65% Purchase or Refinance (Non-Owner Occupied - Ltd. States)
• MOST Refinances to 65% LTV
  
  

Semi-Generic Properties:

• Purchase/Refinance to 85% with SBA-504b (Owner-Occupied ONLY)
• Investors to 60% Purchase or Refinance (N.O.O. - Limited States)
• MOST Refinances to 60% LTV
  
  

Special/Single-Purpose Properties:

• Purch./Refi. from 75% to 80% with SBA-504b (Owner-Occupied/Operated ONLY)
• Investors to 55% Purchase or Refinance (N.O.O. - Limited States)
• MOST Refinances to 55% LTV
  
  

*	2.5% Bank-Paid Broker Fee - Owner Occupied ($75,000 Max.)
*	1.5% Bank BROKER Fee - N.O.O./Investor ($45,000 Max)
*	39 States for Owner-Occupied Properties (See Rate Sheet)
*	34 States for Investor-Held (NOO) Prop. (See Rate Sheet)
*	$50,000 Minimum Loan Amount
*	$4,000,000 to $8,000,000 Loan Maximum
*	20 to 30 Day Closings (45-60 with SBA)
*	4.55% (and up) Floating Interest Rates
*	5.10% (and up) Fixed Interest Rates
*	675 Minimum Experian FICO
*	CONSTRUCTION (Commercial) Available
*	FULL-DOC Loans ONLY

SOME IMPORTANT “LINKS” FOR YOU:

• “Broker-ONLY” Website Access – CLICK HERE
• Current RATE SHEET & Guidelines - RATE SHEET
• We Can’t, but, these Folks just MIGHT – OTHER LENDERS
• Where's MY “Favorite” Lender? – LOST Lenders