Jim Howell
480-346-7429
 
     
 
 

The BANK CUT Rates (by 0.5% to 1.5%) And YSP
(BUT – We’re Still Funding YOUR Commercial Loans)

 BIG Changes: 

  1. FLOATING Rates Cut to 5.75% for ALL Properties – Purchase or Refinance

  2. FIXED Rates Cut by 1.0% to 1.5% for ALL Properties – Purchase or Refinance (6.85%-7.75%)

  3. Bank is Charging 2.0% Origination Fee  – Includes 1.0% for YOU – NOT Disclosed.

  4. NO Cash-Out Available with ANY Loan Program (Except for FUTURE Construction).

Bank Eliminated Funding for several Property Types including:
  •  Most Restaurants
  • ALL Nightclubs/Bars
  • Athletic/Gym Facilities
  • ALL Vehicle Dealerships
  • Hotels over 15 Years Old
    Mobile Home and R.V. Parks
  • Car Washes and Gas Stations
  • Multi-Family/Apartments
  • Churches and Church-Owned Properties
  • ANY Start-up Business

Sample RATES: (Download RATE-SHEET for ALL Details)
OWNER-OCCUPIED/OPERATED PURCHASE or CONSTRUCTION to 90% LTV

Property Type

Loan Amount

LTV (SBA)

Floating

3-Year Fixed

5-Year Fixed

Term

Multi-Use Properties.

Office Buildings/Condos
Multi-Store Retail Centers
Warehouse/Lite Industrial

 

$150,000 to $5,000,000

($360,000 SBA Min.)

90% Max.

5.75%

6.25%

6.85%

25 Years

Special-Use Property

Mixed-Use (50% LTV)
Schoos/Day Care
Auto.Service Shop
Assisted Living Homes
Salons, Stores, Shops
Self Storage (50% LTV)
Bowling Alley/Golf Club
Metal Buildings

$150,000 to $3,000,000

($320,000 SBA Min.)

80% Max.

5.75%

6.75%

7.50%

20 Years

NON-OWNER-OCCUPIED PURCHASE/CONST. & ALL REFI’s up to 60% LTV

Property Type

Loan Amount

Max. LTV

Floating

3-Year Fixed

5-Year Fixed

Term

Multi-Use Properties.

$150,000 to $4,000,000

60%

5.75%

6.75%

7.35%

20 Years

Special-Use Property

$150,000 to $2,500,000

50%

5.75%

7.00%

7.75%

20 Years

 Download our Latest Rate Sheet

Freedom Capital, LLC
8687 Via de Ventura - Suite 209
Scottsdale, Arizona  85258

480-346-7429

(E-Mail or Call for Complete Broker Package)

 www.FreedomCapital.biz

(NO Apartments, No Residentials, Gas Stations, Homes, Churches, etc. - PLEASE)

     
 
 
 
 

 

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