"Wholesale Hard Money or Private Money Mortgage Lenders"

Wholesale Lenders - Get listed below! Click Here!

1. Harbour Equity Partners, LLC.
   Private Banking Program for High Net Worth Borrowers
   Loan amounts 1.5 million plus, no min credit score
   Utilize cash flow as income for your stated self-employed borrowers

   Income from abroad ok, Co-op and Condotel accepted
   Program does not allow loans in Az. Mo. Or cash out in Tx.

   70% Max Loan on 1.5 million plus, with the ability to loan at 90% with additional collateral or securities to raise the LTV or loan amount.    

   Terms will be 2% over the six month LIBOR index, with the ability to lock the rate or add a cap or call option to the loan to hedge the LIBOR index for any term, 5 yr fixed and 10 yr fixed available.
   
   Qualifications
   Income, business and or personal must support the loan or cash flow to service the debt. ( this works for your stated self employed borrowers)
   Must have cash reserves, or post closing reserves of 500K.
   Must show a Bio to support the client as a high net worth borrower.
   
   
   To Submit:
   Send the Harbour CIS Form for approval, first.
   (If accepted) send the 2 yrs returns business and personal, credit, appraisal, fannie mae file, and asset statements.
   
   For all programs, originators are paid on disclosures, affiliation agreements are available as well.
   
   
   For more details and answers to commonly asked questions, see the links below.
   http://www.harbourequitypartners.com/q&a.html
   
   http://www.harbourequitypartners.com/productupdates.html
   

   Kathleen Smith
   PrivateEquity@HarbourEquityPartners.com
   
   
   
2. NOT SO HARD MONEYTM by American Life Financial
   
   Commercial Real Estate Loans in Arizona & New Mexico
   The “Niche” between Bank rate/term/costs and Hard Money rate/term/costs
   
   Commercial Real Estate Loans
   Arizona and New Mexico properties
   The “niche” between BANK rate/term/costs and Hard Money rate/term/costs
   Institutional NOT SO HARD MONEYTM – Know who the lien-holder is!
   
   Property Types (AZ & NM):
   
   Commercial
   (up to 50% LTV)
   Office, Mixed Use, Restaurant, Schools, RV Parks, Warehouse, Shop, Storage, Churches, Auto Related (Repair & Salvage), & more
   
   Investment Residential
   (up to 60% LTV)
   Investment SFR, Condo, Duplex, Tri-plex, 4-plex, Multi-family, Vacant Lots
   
   Agricultural
   (raw land 25% up to LTV, working land up to 35% LTV)
   Large Acreage, Raw Land, Agricultural Land, and Ranch Land
   
   Qualifying Borrowers:
   Low Ficos (Even <400), Foreclosures OK
   Tax liens, Judgment, Bankruptcy, etc. OK
   Skinny Tax Returns OK
   
   The borrower must show ability to repay loan!
   Loan Programs:
   5 Year Balloon
   Interest Only
   Par Pricing
   
   Loan Amounts Available:
   Minimum Loan Amount $ 150,000
   Maximum Loan Amount $ 1,500,000
   
   American Life Financial is the lending arm of
   American Savings Life Insurance Company,
   a wholesale & direct private money lender
   for AZ & NM Real Estate.
    (480) 835-5001
    (877) 566-5001
    Mesa, AZ
   LO@americanlifefinancial.com
   Broker # 0909357

   
    
3. Lakeside Financial, Inc.  We are a Private Wholesale Portfolio Real Estate lender that uses its own money to make loans based on EQUITY, not
   FICO® SCORES. We will fund loans that most other Lenders will not.

   We offer: (CALIFORNIA PROPERTIES ONLY)

   • NO MINIMUM CREDIT SCORES

   • NO APPRAISALS (Case by Case)

   • NO PREPAYMENT PENALTY

   • ALT-DOC/EASY QUALIFING FOR SELF-EMPLOYED BORROWERS

   • LOAN AMOUNTS $30K TO $150K

   • MAX LTV/CLTV -  65%

   • FORECLOSURE / BK  - OK

   • LOW INTEREST ONLY PAYMENTS FOR 7 YEARS

   • RESIDENTIAL (1-4 Units), Multi-Family & COMMERCIAL

   • CASH OUT FOR BOTH OWNER & NON OWNER PROPERTIES

   • 1st, 2nd and 3rd Trust Deeds

   • HELOCS

   • LOANS CLOSED FAST (3 TO 5 DAYS)

   • GENEROUS BROKER REFERAL FEES

   Please contact me with any loan scenarios.

   Best Regards,
   David M. Rikelman
   VP, Account Management
   Lakeside Financial, Inc.
   24331 Muirlands Blvd.,#4311
   Lake Forest, CA 92630
   D.L. 949-297-4180
   Fax: 949-768-6363
   Email: david@nofico.net
   Website: www.nofico.net

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